Certified Commercial Finance Managers Association

Defining Excellence

in Commercial Finance

We Are

The CCFMA is the professional association and governing body for
Certified Commercial Finance Managers.


The CCFMA maintains the roster of active CCFMs, provides education,
administers examinations, and handles disciplinary matters.


To attain the CCFM designation, an individual must complete a rigorous
course of studies and pass a final examination.

What is a
Certified Commercial
Finance Manager?

A CCFM is uniquely qualified to serve the needs of commercial equipment sellers and their customers with respect to financing. CCFMs have met rigorous standards through a highly challenging accreditation process to achieve competencies in risk management, customer relations, contract law, and negotiation. CCFMs are guided by a code of ethics that ensures that whether you are a seller, customer, or lender, all dealings will be fair, transparent, and honest.


Guided by an extensive code of ethics, CCFMs bring honesty and transparency to every transaction
Ongoing education is a requirement for each CCFM and the Association is continuously broadening its curriculum
Providing the best service and guidance is a cornerstone of the CCFMA and is guaranteed with every transaction


As one of the only training programs of its kind, our graduates are recognized as leaders in the commercial finance industry by both lenders and employers.

When hiring a CCFM, you can rest assured that you’re getting someone who is highly skilled at leveraging financing to help you close more sales.

Today, CCFMs are in high demand. Sellers of commercial equipment recognize that running a successful business takes more than just having nice equipment. It also means providing professional service to their customers when it comes to financing. Not only does this provide a superior customer experience, but it can also be an important revenue stream.

The Curriculum

Commercial Credit

Financial Statement Analysis

Lender Management

Sales Financing

Service and Communication

Selling Money

Value-Add Products

Documentation and Delivery


Performance Reporting


The CCFM Program is offered twice a year in September and March.
Duration is 12 weeks part-time.

Courses are two hours each week with additional reading and
assignments. A final exam is held at the end of the course.

Additionally, private courses are offered on demand.

About Us

The CCFMA is a subsidiary of DFS Solutions, LLC. DFS is the leading provider of private-label finance office services to heavy equipment dealers and manufacturers. In addition to education and consulting services, DFS also provides staffing solutions for dealers needing either an off-site or in-house finance manager to provide a superior customer experience and help close more sales. 


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